Internet Acquiring, Online Payments, and Ready-to-Use Payment Solutions for
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I want to find a solutionCreating the future of fintech
in Uzbekistan
ATMOS — is a payment organization with 8 years of experience offering a wide range of payment automation solutions. We develop and implement reliable fintech products, ensuring the security and efficiency of your transactions.
8
of fintech experience
900
active merchants
7.5
annual successful transaction volume, UZS
12
number of successful transactions per year
99.99%
service continuity
24/7
technical support
Flexible solutions for your business
Open up new possibilities with our flexible payment solutions. Ease of integration, maximum transaction processing speed and convenient monitoring tools allow you to customize your processes to suit your needs. Improve customer experience and optimize internal operations using modern technologies for strong business growth.
Manage the full payment cycle with card linking capabilities in your mobile app and other online resources
Accept payments from UZCARD, HUMO, VISA and MASTERCARD on websites and mobile applications
Accept payments on the site with VISA, MASTERCARD, UZCARD and HUMO via convenient widgets or payment pages
Управляйте портфелем рассрочек с помощью автоматизированного процесса погашения задолженности
Автоматизируйте учет рассрочек, анализируйте своих клиентов и принимайте платежи онлайн
One integration = All payment methods
Connect ATMOS and accept payments from bank cards and all popular payment services—no separate contracts with each provider.
Why choose ATMOS
Flexibility
All services can be easily integrated into our clients' systems, ensuring a smooth and fast implementation process
Reliability and security
The company's entire infrastructure is fully compliant with international PCI DSS standards, guaranteeing card data protection, reliability and uninterrupted operations
Support for local and international cards
We provide a single payment gateway to accept payments from all popular payment processors
Personalized approach
We take into account the unique needs and requirements of each client, developing solutions that align with your business goals and growth strategy
Extensive experience in fintech
The team's many years of experience in the payment industry allows us to ensure maximum uptime and high quality of our services
Technical support 24/7
We guarantee prompt response to any queries arising in the process of using our solutions
Cases
Our Awards
Feedbacks
Online pharmacy
Farrukh Karamatov
Product Manager
We have been working with ATMOS for about three years. During this time, we have been repeatedly convinced that a strong team stands behind the service. Any questions are resolved quickly, and when non-standard tasks arise, they always help find a solution rather than just giving a formal response.
We appreciate the transparency in their work, the ability to quickly add new services, and the stability of the payment system itself—this is especially important for an online project.
We thank the ATMOS team for their reliable partnership and professional approach. We look forward to our continued cooperation.
Credit management service
Aziz Rakhimov
Deputy Director
Through our collaboration with ATMOS, we have gained a reliable payment solution that seamlessly integrated with Pulberry. We would like to highlight the team's professional approach, prompt communication, and willingness to collaboratively solve any challenges that arose. We value our partnership and constructive cooperation.
Charging stations for cars
Makhmadiyorov Nurkhon
Head of IT Departments at the Group of Companies
ATMOS provided an integrated solution with excellent commission fees at the time. We needed to accept payments directly within the Megawatt Energy application, and they successfully helped us implement this.
The feedback from the team is at a high level. There are no issues, and the payment acceptance service works stably.
IT products for business
Akmaljonov Asiljon
Rasuljon o'g'li
Rasuljon o'g'li
CTO/PM
In the iCAN project, we have been collaborating with ATMOS for more than 4 years. Over this time, we have introduced many innovations. Every project has its flaws, but what matters is how quickly solutions are found. In this regard, the ATMOS system is faultless. Long-term and successful collaboration depends not only on the software but also on the team. I would like to express my sincere thanks to Ramil, Farrukh, and Oybek for their key cooperation. May our partnership continue! Best of luck!
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Muhammad Khalil
Founder
Reliable partnership and professional approach. Working with ATMOS.UZ has always been convenient and efficient for us. They have a deep understanding of their clients and organize all processes accurately and quickly. We thank the ATMOS.UZ team for their specialists' high qualifications and friendly approach!
Online store
Husayn Hasanov
Technical Director
Our company collaborates with Atmos.uz, utilizing their auto-payment and acquiring services. Working with Atmos.uz has brought us great benefits, and we are very satisfied with this partnership.
Atmos.uz's services have made a significant contribution to the development of our business. Their services are excellent, and their systems are very convenient. Since we started using their services, our customers can easily and quickly make online payments. Furthermore, Atmos.uz provided us with the ability to accept online payments through acquiring, which allowed us to expand our business and attract new customers.
The Atmos.uz team is always ready to provide support and helps resolve any issues quickly. We greatly appreciate their professionalism and responsibility. We intend to continue using their services and look forward to future collaboration.
Microcredit organization
Yuldashev Otabek
Khasanboevich
Khasanboevich
Executive Director
ATMOS is one of the leaders in the IT sector, providing card linking and auto-payment services for all available cards. The team quickly implemented this service, and now we successfully use it on a regular basis.
Excellent service, knowledgeable and competent employees, quick feedback, and problem-solving — these are the signs of a reliable partner!
Home appliances store
Iskandarov Abror
Zakhidovich
Zakhidovich
Chief Specialist (Credit Sales Department)
We have been working with ATMOS for many years. During this time, we have never had any complaints or misunderstandings. Any issues have always been resolved promptly and positively. From a financial perspective, they have always understood us and provided us with great attention and support.
We express our gratitude to the ATMOS team. We wish for continued successful cooperation.
Store automation program
Rustam Khamdamov
Co-founder and CEO
The collaboration with ATMOS has been an important step in the development of our service. Thanks to their solutions, we were able to quickly launch the scoring and auto-payment service, which allows our clients to offer installment plans to loyal customers directly in their stores.
The high flexibility of integration, professional support, and system reliability make ATMOS a trusted technological partner. We are happy to continue working together and recommend their solutions!
Sale and booking of airline tickets
Hamidullaev Bobur
Dilshodovich
Dilshodovich
Leading Specialist
We really liked how ATMOS takes care of its clients. This can include examples such as quick feedback or how the company solves customer problems in an expedited manner.
Excellent service, knowledgeable employees, and fast responses — this is exactly what is needed in work!
Clients
How to set up internet acquiring
and start accepting online payments
Connecting the ATMOS payment solution is a simple four-step process. We will guide you every step of the way — from submitting your application to going live with online payments.
01
Application and contract signing
Submit an application, agree on the terms of cooperation, and sign the contract.
02
Integration in the test environment
Integrate the payment solution via API or ready-made tools and run test payments.
03
Production environment check
Conduct a final test with ATMOS specialists to verify that payments are processing correctly.
04
Start accepting online payments
After successful testing, payment processing will be activated, and you can start accepting payments from customers.
Money charged to your card?
Find out which company made the charge through ATMOS
Contact supportWe'll find a solution for you
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Useful Articles About Internet Acquiring, Online Payments, and Payment Solutions
All articles
Online Acquiring and Payment Processing for Businesses
ATMOS is a licensed payment institution and business payment service in Uzbekistan. For over 8 years, we have been developing our own payment acceptance system: we connect acquiring services for websites and mobile applications and help companies accept online payments via Uzcard, HUMO, Visa, and Mastercard, as well as through Click, Payme, and Uzum.
Our payment system is tailored to your business needs, built on a unified payment gateway with API integration. Available services include payment acquiring, online electronic payments, one-time and recurring charges, as well as a personal dashboard for transaction monitoring, reconciliation, and reporting. The security of our electronic payments is confirmed by the international PCI DSS 4.0.1 certificate, and our technical support is available 24/7.
E-commerce stores, online services, financial companies, and other digital projects can order acquiring services and connect to our payment acceptance system. ATMOS's flexible solutions cover the entire cash flow cycle — from accepting payments to automating payouts.
Часто задаваемые вопросы об интернет-эквайринге и онлайн-платежах
Интернет-эквайринг — это сервис для безопасного приема онлайн-платежей на сайте, в мобильном приложении или другом цифровом сервисе. Он позволяет принимать оплату банковскими картами и другими популярными способами оплаты, автоматизировать обработку платежей и обеспечить удобный пользовательский опыт. Интернет-эквайринг является одним из ключевых элементов современной платежной инфраструктуры для бизнеса.
ATMOS предоставляет единую интеграцию для приема онлайн-платежей через Uzcard, HUMO, Visa, Mastercard, Clic, Payme и Uzum Bank. Это позволяет принимать оплату различными способами через одну платежную платформу и единое API и единый личный кабинет для управления всеми платежами.
ATMOS предлагает специализированные платежные решения для интернет-магазинов (e-commerce), онлайн-сервисов, мобильных приложений, микрофинансовых организаций (МФО), BNPL-сервисов, магазинов рассрочки, таксопарков, авиакасс, ресторанов и кафе (HoReCa), а также других компаний, которым необходима современная и надежная платежная инфраструктура.
ATMOS — это не только интернет-эквайринг, а полноценная платежная инфраструктура для бизнеса. Платформа поддерживает автоплатежи, рекуррентные платежи, привязку банковских карт, холдирование средств, массовые выплаты, частичные возвраты, фискализацию, аналитику и другие инструменты для автоматизации и управления платежными процессами.
Подключить интернет-эквайринг просто — оставьте заявку на сайте ATMOS или свяжитесь с нами по телефону +998 71 231 19 00. Наши специалисты помогут подобрать оптимальное решение для вашего бизнеса, проконсультируют по необходимым документам, проведут интеграцию и тестирование, после чего вы сможете начать принимать онлайн-платежи.
ATMOS предлагает несколько вариантов интеграции: API, готовую платежную страницу, платежный виджет и другие решения. Благодаря единой интеграции вы сможете подключить различные способы оплаты без необходимости отдельно интегрироваться с каждой платежной системой.
Безопасность платежей — один из главных приоритетов ATMOS. Платежная инфраструктура компании соответствует международному стандарту безопасности PCI DSS версии 4.0.1. Современные технологии защиты обеспечивают безопасную обработку платежных данных, помогают предотвратить мошенничество и гарантируют надежность каждой транзакции.
Стоимость подключения зависит от сферы деятельности компании, предполагаемого оборота, набора необходимых сервисов и модели сотрудничества. Специалисты ATMOS подготовят индивидуальное коммерческое предложение и помогут подобрать оптимальное решение с учетом задач вашего бизнеса.
Да. После подключения вы получаете доступ к личному кабинету, где можно отслеживать все платежи, формировать отчеты, выполнять возвраты, управлять выплатами, анализировать статистику и контролировать работу всей платежной инфраструктуры через единый интерфейс.
Да. Команда ATMOS сопровождает клиентов на всех этапах сотрудничества — от консультации и интеграции до запуска и дальнейшего развития проекта. Техническая поддержка 24/7 помогает оперативно решать возникающие вопросы, консультирует по работе сервисов и обеспечивает стабильную работу платежной инфраструктуры.
ATMOS выбирают компании, которым важно получить не просто интернет-эквайринг, а комплексную платежную систему приёма платежей и инфраструктуру для развития бизнеса. Единая интеграция с Uzcard, HUMO, Visa, Mastercard, Click, Payme и Uzum Bank, отраслевые решения для интернет-магазинов (e-commerce), МКО, BNPL, HoReCa, такси и продажи авиабилетов, широкий набор платежных инструментов, высокий уровень безопасности, единый личный кабинет и профессиональная поддержка позволяют автоматизировать прием и обработку онлайн-платежей, повышать эффективность бизнеса и обеспечивать удобный клиентский опыт.