Case: ATMOS and the Qalan Educational Platform — Automating Bonus Payouts to Student Bank Cards

The Qalan educational platform features a system for automatic bonus payouts to students' bank cards, as well as an option for manual payouts via the ATMOS personal account, with centralized control over all transactions.

Context: When a Motivational Model Requires Payment Infrastructure

Qalan is an educational platform for learning mathematics, where the learning process is built on gamification. Students complete assignments, solve problems, and earn cashback bonuses for their efforts.

One of the platform's key features is the ability to withdraw earned bonuses to a student's bank card. This functionality was made possible by the ATMOS payment solution.

As the platform grew, the volume of these payouts began to increase rapidly. What was once manageable manually eventually became a significant operational burden.

The platform needed a solution that would allow it to process a large number of small payouts to users.

Operational Task

Unlike traditional payment scenarios where a service accepts money from users, the key task here was to facilitate mass payouts to individuals.

It was necessary to ensure the following:

• prompt bonus payments to students' bank cards;
• transparent financial transactions;
• complete control over all payments;
• the ability to manage payments both automatically and manually.

As the audience grows, the lack of automation means such operations start to consume more of the team's time and complicate internal processes.

How the Payment System was Structured

In partnership with ATMOS, a payment solution was implemented for Qalan that allows bonus payouts to be sent directly to students' bank cards.

ATMOS provided the technology to enable bonus withdrawals from the platform to users' bank cards, as well as tools for managing the payouts.

The system supports:

• automatic payouts to users;
• manual payouts via the ATMOS personal account;
• centralized control over all operations.

This has enabled the platform to create a unified process for managing user bonuses and cashback.

How the Payout Model Works

Here is how the process works now:

1. The student completes tasks and earns bonuses within the platform;
2. When funds are withdrawn, a payout request is generated;
3. ATMOS processes the payout and transfers the funds directly to the user's bank card.

If necessary, the platform's team can make payouts manually through their ATMOS personal account.

Implemented opportunities

The following were implemented within the framework of the project:

• automatic bonus payouts to students' bank cards;
• support for Uzcard and Humo bank cards;
• a bulk payment feature for users;
• manual payouts via the ATMOS personal account;
• centralized monitoring and reporting of transactions.

Effect for Platform

After implementing the ATMOS payment infrastructure, the Qalan platform gained a more manageable payout system.

As a result:

• payouts to students became faster;
• the operational workload on the team was reduced;
• all operations became transparent and controllable;
• the platform acquired a scalable payout model.

Students, in turn, now have a simple and straightforward way to withdraw their bonuses — funds are deposited directly to their bank cards.

"Gamification and a bonus system are an important part of our educational model. The ATMOS solution made bonus withdrawals simple and automated for our students, and convenient for our team when it comes to managing payouts." - The Qalan Team

Why This Is Important for Educational Platforms

Motivation and gamification systems are only effective when users can easily claim their rewards.

Automated payouts make this model sustainable: students see the results of their efforts, and the platform can scale its incentive program without growing its operational processes.

Conclusion

Qalan has set up a system of automatic payouts to students' bank cards.

ATMOS acted as the technology partner, providing the infrastructure for mass payouts and convenient payment management via a personal account.

This allowed the educational platform to focus on product development and student motivation without complicating its financial processes.