Frequently Asked Questions

Online acquiring is a service for securely accepting online payments on a website, in a mobile app, or through a digital service. It allows customers to pay for goods and services with bank cards and other available methods, while enabling businesses to automate payment acceptance, increase conversion rates, and scale their sales.

ATMOS allows businesses to accept online payments with Uzcard, HUMO, Visa, and Mastercard cards issued by banks of the Republic of Uzbekistan, as well as through popular payment services such as Click, Payme, and Uzum Bank.

The platform also supports modern payment scenarios and automation tools, including card linking, autopayments, recurring payments, fund holds, partial refunds, payouts to cards, and other solutions for managing online payments.

Yes. The ATMOS payment infrastructure supports payment acceptance for both your website and mobile app within a single integration. Users get an equally convenient payment experience in their browser and in the app.

ATMOS solutions are suitable for e-commerce stores, online services, mobile apps, marketplaces, taxi services, airline ticketing services, microfinance organizations, BNPL services, installment plan providers, restaurants & cafes, and any business that needs to securely accept online payments.

ATMOS supports payments made with Uzcard, HUMO, Visa, and Mastercard cards issued by banks of the Republic of Uzbekistan. This allows businesses to accept online payments through the main local and international card payment systems on a single platform.

In addition to internet acquiring, ATMOS provides payment process automation tools: auto-payments, recurring payments, card linking, fund holds, partial refunds, mass payouts, payment analytics, fiscalization, and a personal account dashboard.

Yes. ATMOS supports automatic recurring charges with the customer's consent. This is a popular feature for subscriptions, services with regular billing, microfinance organizations, installment stores, BNPL services, and insurance companies.

Yes. Once connected, you get access to your personal account dashboard for real-time payment tracking, statistics, reports, refunds, and financial transaction management.

The process begins with an application on our website. From there, ATMOS specialists will help you select a payment solution, prepare the necessary documents, carry out the integration via API or ready-made tools, and perform testing. After a successful check, you will be able to accept online payments.

Depending on your needs, you can use our API, a ready-made payment page, a payment widget, and other tools. This allows you to quickly enable payment acceptance for both a new project and an existing website or application.

The timeframe depends on the project's specifics, the readiness of your documents, and the chosen integration method. ATMOS specialists will guide you through the setup, testing, and launch to ensure you can start accepting payments as quickly as possible.

Security is maintained in accordance with international requirements. The ATMOS infrastructure complies with the PCI DSS 4.0.1. standard, and transaction processing uses modern data protection mechanisms, reducing the risk of fraud and ensuring the reliability of every transaction.

The cost depends on your business specifics, company turnover, the services you use, and the partnership model. ATMOS specialists will prepare a custom commercial proposal tailored to your needs.

ATMOS is more than just internet acquiring. The platform enables businesses to accept online payments with Uzcard, Humo, Visa and Mastercard cards issued by banks of the Republic of Uzbekistan, as well as through popular payment services such as Click, Payme and Uzum Bank.

ATMOS combines modern payment acceptance technologies, automation tools, seamless integration, and expert support on a single platform. We support businesses at every stage — from setting up internet acquiring to developing their payment infrastructure.