Online services

Manage the full payment cycle with card linking in your mobile app and other online resources

Card linking
Holds and refunds
Recurring payments
Support for popular payment systems
Payments splits
Payment monitoring
Online stores

Accept payments with UZCARD, HUMO, VISA and MASTERCARD on websites and in mobile applications

Personal cabinet
Payment in frame
Acquiring of all type card
Billing
Holds and refunds
Payments splits
Microcredit Organizations

Automate issuance to individual cards and loan repayment process

Instant payouts
Write-off from all available cards
Borrower transaction history
Online acquiring
Monitoring
24/7 support
Airline ticket offices

Accept payments on the site with Visa, Mastercard, UZCARD and HUMO via convenient widgets or payment pages

Card linking
Holds and refunds
Support for popular payment systems
Taxi Parks

Instantly pay remuneration to cab drivers and replenish their personal accounts

Instant crediting
Withdrawal of funds via Telegram bot
Control of payment limits
Deposit by phone or card number
Convenient monitoring
24/7 support
BNPL Services

Manage your installment portfolio with automated repayment process

Automatic withdrawal from linked cards
Borrower transaction history
Auto-debit from all available cards
Online acquiring
Convenient monitoring
24/7 support
Installment Shops

Automate installment accounting, analyze your customers and accept payments online

Customer survey
Accounting for payment schedules
Borrower transaction history
SMS mailings
Automatic withdrawal from linked cards
Auto-debit from all available cards
HoReCa

Integrate a complete solution for HoReCa: use Internet acquiring, payment splitting and holding to simplify payment acceptance, automate financial operations and improve customer service

Online acquiring
Payout statistics
History and reports
Precise analytics
Reconciliation
24/7 support

FREQUENTLY SEARCHED:

Payment solutions for online stores

Accept payments on your website via Visa, Mastercard, UZCARD, and HUMO using convenient widgets or payment pages.

I want to find a solution
Personal cabinet
Payment in frame
Acquiring of all type card
Billing
Holds and refunds
Payments splits

Convenient page for accepting payments

Accepting payments from UZCARD, HUMO, Visa and Mastercard cards, with the ability to save cards for repeated payments. The service supports aggregation of other payment systems, such as Click and Payme, and also easily integrates with the CMS of the site, providing payment on a single payment page without the need to go to third-party sites

Advantages

  • High service stability
    99.99% uptime of service operation
  • Industry-specific integrations
    A single partner to work with all popular payment systems, including integration with various CMSs
  • Security and compliance
    High level of data security with compliance with international PCI DSS standards and annual security audits of the technical infrastructure
  • Support and service
    24/7 support, help with problem solving, employee training
Advantages

Integration methods

Payment page

Depending on your business process, there is an option to accept payments on the ATMOS payment page

Payment in frame

Fast integrating pop-up widget that allows you to accept payments from customers, without going to the payment page

Invoicing via personal cabinet

Convenient personal cabinet for manual payments from anywhere in the world

API

Multifunctional gateway that allows you to choose a specific integration method based on your business needs.

Feedbacks
Online pharmacyGoPharma
Farrukh Karamatov
Product Manager

We have been working with ATMOS for about three years. During this time, we have been repeatedly convinced that a strong team stands behind the service. Any questions are resolved quickly, and when non-standard tasks arise, they always help find a solution rather than just giving a formal response.

We appreciate the transparency in their work, the ability to quickly add new services, and the stability of the payment system itselfβ€”this is especially important for an online project.

We thank the ATMOS team for their reliable partnership and professional approach. We look forward to our continued cooperation.


Charging stations for carsMegawatt Energy
Makhmadiyorov Nurkhon
Head of IT Departments at the Group of Companies

ATMOS provided an integrated solution with excellent commission fees at the time. We needed to accept payments directly within the Megawatt Energy application, and they successfully helped us implement this.

The feedback from the team is at a high level. There are no issues, and the payment acceptance service works stably.

IT products for businessiCAN IT-Group
Akmaljonov Asiljon
Rasuljon o'g'li
CTO/PM

In the iCAN project, we have been collaborating with ATMOS for more than 4 years. Over this time, we have introduced many innovations. Every project has its flaws, but what matters is how quickly solutions are found. In this regard, the ATMOS system is faultless. Long-term and successful collaboration depends not only on the software but also on the team. I would like to express my sincere thanks to Ramil, Farrukh, and Oybek for their key cooperation. May our partnership continue! Best of luck!

Incubator for startupsStartup Garage
Muhammad Khalil
Founder

Reliable partnership and professional approach. Working with ATMOS.UZ has always been convenient and efficient for us. They have a deep understanding of their clients and organize all processes accurately and quickly. We thank the ATMOS.UZ team for their specialists' high qualifications and friendly approach!

Online storeAsaxiy
Husayn Hasanov
Technical Director

Our company collaborates with Atmos.uz, utilizing their auto-payment and acquiring services. Working with Atmos.uz has brought us great benefits, and we are very satisfied with this partnership.

Atmos.uz's services have made a significant contribution to the development of our business. Their services are excellent, and their systems are very convenient. Since we started using their services, our customers can easily and quickly make online payments. Furthermore, Atmos.uz provided us with the ability to accept online payments through acquiring, which allowed us to expand our business and attract new customers.

The Atmos.uz team is always ready to provide support and helps resolve any issues quickly. We greatly appreciate their professionalism and responsibility. We intend to continue using their services and look forward to future collaboration.


Microcredit organizationCASH U
Yuldashev Otabek
Khasanboevich
Executive Director

ATMOS is one of the leaders in the IT sector, providing card linking and auto-payment services for all available cards. The team quickly implemented this service, and now we successfully use it on a regular basis.

Excellent service, knowledgeable and competent employees, quick feedback, and problem-solving β€” these are the signs of a reliable partner!

Home appliances storeKOMETA SHOP
Iskandarov Abror
Zakhidovich
Chief Specialist (Credit Sales Department)

We have been working with ATMOS for many years. During this time, we have never had any complaints or misunderstandings. Any issues have always been resolved promptly and positively. From a financial perspective, they have always understood us and provided us with great attention and support.

We express our gratitude to the ATMOS team. We wish for continued successful cooperation.

Store automation programBILLZ
Rustam Khamdamov
Co-founder and CEO

The collaboration with ATMOS has been an important step in the development of our service. Thanks to their solutions, we were able to quickly launch the scoring and auto-payment service, which allows our clients to offer installment plans to loyal customers directly in their stores.

The high flexibility of integration, professional support, and system reliability make ATMOS a trusted technological partner. We are happy to continue working together and recommend their solutions!

Sale and booking of airline ticketsBILETONLINE
Hamidullaev Bobur
Dilshodovich
Leading Specialist

We really liked how ATMOS takes care of its clients. This can include examples such as quick feedback or how the company solves customer problems in an expedited manner.

Excellent service, knowledgeable employees, and fast responses β€” this is exactly what is needed in work!

Telegram bot and website builderRobosell
Ergashev Mashkhurbek
Akmaljon oβ€˜gβ€˜li
CEO

We had been looking for a solution for card payments and auto-payments for a long time. The ATMOS team quickly helped us implement this solution, and now we successfully use their services on a regular basis.

What we liked most about working with ATMOS is their strong and professional team, which efficiently solves tasks. This gives us a great deal of trust and confidence in future cooperation.

Cases

Clients
Zood
Xolodilnik
Uysot
Tok bor
Taxi millennium
Startup garage
Smart
Papa john
Mygovuz
Litro
Itv
Inson
Imkon
Flex soft
Energo
Diskont
Delever
Breadly
Bosch
Bito
Asaxiy
Abozor
1fit
Urbandrive
Ehtirom plus
Oasis
Biznes finans
Imkon
Yaxshi niyat
Delta
Ipotekabank
Asaxiy
Bosch
Elmakon

How to set up internet acquiring
and start accepting online payments

Connecting the ATMOS payment solution is a simple four-step process. We will guide you every step of the way β€” from submitting your application to going live with online payments.

01
Application and contract signing
Submit an application, agree on the terms of cooperation, and sign the contract.
02
Integration in the test environment
Integrate the payment solution via API or ready-made tools and run test payments.
03
Production environment check
Conduct a final test with ATMOS specialists to verify that payments are processing correctly.
04
Start accepting online payments
After successful testing, payment processing will be activated, and you can start accepting payments from customers.

Money charged to your card?

Find out which company made the charge through ATMOS

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Other ATMOS payment solutions

Online services
Manage the full payment cycle with card linking capabilities in your mobile app and other online resources
Microcredit Organizations
Automate your retail card issuance and loan repayment process
Airline ticket offices
Accept payments on the site with VISA, MASTERCARD, UZCARD and HUMO via convenient widgets or payment pages
Taxi Parks
Pay cab drivers instantly and top up their personal accounts
BNPL services
УправляйтС ΠΏΠΎΡ€Ρ‚Ρ„Π΅Π»Π΅ΠΌ рассрочСк с ΠΏΠΎΠΌΠΎΡ‰ΡŒΡŽ Π°Π²Ρ‚ΠΎΠΌΠ°Ρ‚ΠΈΠ·ΠΈΡ€ΠΎΠ²Π°Π½Π½ΠΎΠ³ΠΎ процСсса погашСния задолТСнности
Installment Stores
АвтоматизируйтС ΡƒΡ‡Π΅Ρ‚ рассрочСк, Π°Π½Π°Π»ΠΈΠ·ΠΈΡ€ΡƒΠΉΡ‚Π΅ своих ΠΊΠ»ΠΈΠ΅Π½Ρ‚ΠΎΠ² ΠΈ ΠΏΡ€ΠΈΠ½ΠΈΠΌΠ°ΠΉΡ‚Π΅ ΠΏΠ»Π°Ρ‚Π΅ΠΆΠΈ ΠΎΠ½Π»Π°ΠΉΠ½
HoReCa
Speed up the payment process in restaurants and delivery channels with integrated payment solutions

Useful Articles About Internet Acquiring, Online Payments, and Payment Solutions

All articles
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Online Payment Processing for Online Stores and eCommerce

For an online store, payment is the final step in the sales funnel where an order's fate is decided. ATMOS provides internet acquiring for eCommerce, allowing customers to pay for orders on a website or in a mobile app with Uzcard, HUMO, Visa, or Mastercard, or via Click, Payme, and Uzum β€” all without being redirected to third-party pages or taking extra steps.

A key tool for eCommerce is payment hold: funds are reserved on the customer's card and are only charged after the order is confirmed. This protects against cancellations and simplifies warehouse management. Partial refunds, saved cards for repeat purchases, and payment analytics for all transactions in your personal account are also available.

The platform integrates with CMS and eCommerce systems via API, helps reduce the rate of abandoned carts, and increases checkout conversion, while the personal account gives you full control over transactions, refunds, and reporting.

Часто Π·Π°Π΄Π°Π²Π°Π΅ΠΌΡ‹Π΅ вопросы ΠΎ ΠΏΠ»Π°Ρ‚Π΅ΠΆΠ½Ρ‹Ρ… Ρ€Π΅ΡˆΠ΅Π½ΠΈΡΡ… для ΠΈΠ½Ρ‚Π΅Ρ€Π½Π΅Ρ‚-ΠΌΠ°Π³Π°Π·ΠΈΠ½ΠΎΠ²

ΠŸΠΎΠ΄ΠΊΠ»ΡŽΡ‡ΠΈΡ‚ΡŒ Ρ€Π΅ΡˆΠ΅Π½ΠΈΠ΅ для ΠΈΠ½Ρ‚Π΅Ρ€Π½Π΅Ρ‚-ΠΌΠ°Π³Π°Π·ΠΈΠ½ΠΎΠ² ATMOS просто β€” ΠΎΡΡ‚Π°Π²ΡŒΡ‚Π΅ заявку Π½Π° сайтС ΠΈΠ»ΠΈ ΡΠ²ΡΠΆΠΈΡ‚Π΅ΡΡŒ с Π½Π°ΠΌΠΈ ΠΏΠΎ Ρ‚Π΅Π»Π΅Ρ„ΠΎΠ½Ρƒ +998 71 231 19 00. Наши спСциалисты ΠΏΠΎΠΌΠΎΠ³ΡƒΡ‚ ΠΏΠΎΠ΄ΠΎΠ±Ρ€Π°Ρ‚ΡŒ ΠΎΠΏΡ‚ΠΈΠΌΠ°Π»ΡŒΠ½ΠΎΠ΅ Ρ€Π΅ΡˆΠ΅Π½ΠΈΠ΅ для вашСго бизнСса, ΠΏΡ€ΠΎΠΊΠΎΠ½ΡΡƒΠ»ΡŒΡ‚ΠΈΡ€ΡƒΡŽΡ‚ ΠΏΠΎ Π½Π΅ΠΎΠ±Ρ…ΠΎΠ΄ΠΈΠΌΡ‹ΠΌ Π΄ΠΎΠΊΡƒΠΌΠ΅Π½Ρ‚Π°ΠΌ, ΠΏΡ€ΠΎΠ²Π΅Π΄ΡƒΡ‚ ΠΈΠ½Ρ‚Π΅Π³Ρ€Π°Ρ†ΠΈΡŽ ΠΈ тСстированиС, послС Ρ‡Π΅Π³ΠΎ Π²Ρ‹ смоТСтС Π½Π°Ρ‡Π°Ρ‚ΡŒ ΠΏΡ€ΠΈΠ½ΠΈΠΌΠ°Ρ‚ΡŒ ΠΎΠ½Π»Π°ΠΉΠ½-ΠΏΠ»Π°Ρ‚Π΅ΠΆΠΈ.


ATMOS прСдоставляСт Π΅Π΄ΠΈΠ½ΡƒΡŽ ΠΈΠ½Ρ‚Π΅Π³Ρ€Π°Ρ†ΠΈΡŽ для ΠΏΡ€ΠΈΠ΅ΠΌΠ° ΠΏΠ»Π°Ρ‚Π΅ΠΆΠ΅ΠΉ Ρ‡Π΅Ρ€Π΅Π· Uzcard, HUMO, Visa, Mastercard, Click, Payme ΠΈ Uzum Bank. Благодаря Π΅Π΄ΠΈΠ½ΠΎΠΉ ΠΏΠ»Π°Ρ‚Π΅ΠΆΠ½ΠΎΠΉ инфраструктурС Π²Ρ‹ смоТСтС ΠΏΡ€ΠΈΠ½ΠΈΠΌΠ°Ρ‚ΡŒ ΠΎΠΏΠ»Π°Ρ‚Ρƒ Ρ€Π°Π·Π»ΠΈΡ‡Π½Ρ‹ΠΌΠΈ способами Ρ‡Π΅Ρ€Π΅Π· ΠΎΠ΄Π½ΠΎ API ΠΈ ΡƒΠΏΡ€Π°Π²Π»ΡΡ‚ΡŒ всСми опСрациями Π² Π΅Π΄ΠΈΠ½ΠΎΠΌ Π»ΠΈΡ‡Π½ΠΎΠΌ ΠΊΠ°Π±ΠΈΠ½Π΅Ρ‚Π΅.

ATMOS β€” это Π½Π΅ Ρ‚ΠΎΠ»ΡŒΠΊΠΎ ΠΈΠ½Ρ‚Π΅Ρ€Π½Π΅Ρ‚-эквайринг, Π° полноцСнная платСТная систСма для бизнСса. ΠŸΠ»Π°Ρ‚Ρ‘ΠΆΠ½Π°Ρ систСма ΠΏΠΎΠ΄Π΄Π΅Ρ€ΠΆΠΈΠ²Π°Π΅Ρ‚ привязку банковских ΠΊΠ°Ρ€Ρ‚, Ρ…ΠΎΠ»Π΄ΠΈΡ€ΠΎΠ²Π°Π½ΠΈΠ΅ срСдств, частичныС Π²ΠΎΠ·Π²Ρ€Π°Ρ‚Ρ‹, Ρ„ΠΈΡΠΊΠ°Π»ΠΈΠ·Π°Ρ†ΠΈΡŽ, Π°Π½Π°Π»ΠΈΡ‚ΠΈΠΊΡƒ ΠΈ Π΄Ρ€ΡƒΠ³ΠΈΠ΅ инструмСнты для Π°Π²Ρ‚ΠΎΠΌΠ°Ρ‚ΠΈΠ·Π°Ρ†ΠΈΠΈ ΠΏΠ»Π°Ρ‚Π΅ΠΆΠ½Ρ‹Ρ… процСссов ΠΈΠ½Ρ‚Π΅Ρ€Π½Π΅Ρ‚-ΠΌΠ°Π³Π°Π·ΠΈΠ½Π°

Π‘Π΅Π·ΠΎΠΏΠ°ΡΠ½ΠΎΡΡ‚ΡŒ являСтся ΠΎΠ΄Π½ΠΈΠΌ ΠΈΠ· Π³Π»Π°Π²Π½Ρ‹Ρ… ΠΏΡ€ΠΈΠΎΡ€ΠΈΡ‚Π΅Ρ‚ΠΎΠ² ATMOS. ΠŸΠ»Π°Ρ‚Π΅ΠΆΠ½Π°Ρ инфраструктура соотвСтствуСт ΠΌΠ΅ΠΆΠ΄ΡƒΠ½Π°Ρ€ΠΎΠ΄Π½ΠΎΠΌΡƒ стандарту PCI DSS вСрсии 4.0.1, Π° соврСмСнныС Ρ‚Π΅Ρ…Π½ΠΎΠ»ΠΎΠ³ΠΈΠΈ Π·Π°Ρ‰ΠΈΡ‚Ρ‹ ΠΏΠΎΠΌΠΎΠ³Π°ΡŽΡ‚ ΠΎΠ±Π΅ΡΠΏΠ΅Ρ‡ΠΈΡ‚ΡŒ Π±Π΅Π·ΠΎΠΏΠ°ΡΠ½ΠΎΡΡ‚ΡŒ ΠΎΠ±Ρ€Π°Π±ΠΎΡ‚ΠΊΠΈ ΠΏΠ»Π°Ρ‚Π΅ΠΆΠ½Ρ‹Ρ… Π΄Π°Π½Π½Ρ‹Ρ…, ΡΠ½ΠΈΠ·ΠΈΡ‚ΡŒ риски ΠΌΠΎΡˆΠ΅Π½Π½ΠΈΡ‡Π΅ΡΡ‚Π²Π° ΠΈ Π³Π°Ρ€Π°Π½Ρ‚ΠΈΡ€ΠΎΠ²Π°Ρ‚ΡŒ ΡΡ‚Π°Π±ΠΈΠ»ΡŒΠ½ΡƒΡŽ Ρ€Π°Π±ΠΎΡ‚Ρƒ ΠΏΠ»Π°Ρ‚Π΅ΠΆΠ½Ρ‹Ρ… сСрвисов.


Π”Π°. Команда ATMOS сопровоТдаСт ΠΊΠ»ΠΈΠ΅Π½Ρ‚ΠΎΠ² Π½Π° всСх этапах сотрудничСства β€” ΠΎΡ‚ ΠΊΠΎΠ½ΡΡƒΠ»ΡŒΡ‚Π°Ρ†ΠΈΠΈ ΠΈ ΠΈΠ½Ρ‚Π΅Π³Ρ€Π°Ρ†ΠΈΠΈ Π΄ΠΎ запуска ΠΈ дальнСйшСго развития ΠΏΡ€ΠΎΠ΅ΠΊΡ‚Π°. ВСхничСская ΠΏΠΎΠ΄Π΄Π΅Ρ€ΠΆΠΊΠ° 24/7 ΠΏΠΎΠΌΠΎΠ³Π°Π΅Ρ‚ ΠΎΠΏΠ΅Ρ€Π°Ρ‚ΠΈΠ²Π½ΠΎ Ρ€Π΅ΡˆΠ°Ρ‚ΡŒ Π²ΠΎΠ·Π½ΠΈΠΊΠ°ΡŽΡ‰ΠΈΠ΅ вопросы ΠΈ обСспСчиваСт ΡΡ‚Π°Π±ΠΈΠ»ΡŒΠ½ΡƒΡŽ Ρ€Π°Π±ΠΎΡ‚Ρƒ ΠΏΠ»Π°Ρ‚Π΅ΠΆΠ½ΠΎΠΉ инфраструктуры.

ATMOS ΠΏΠΎΠΌΠΎΠ³Π°Π΅Ρ‚ быстро ΠΎΡ€Π³Π°Π½ΠΈΠ·ΠΎΠ²Π°Ρ‚ΡŒ ΠΏΡ€ΠΈΠ΅ΠΌ элСктронных ΠΏΠ»Π°Ρ‚Π΅ΠΆΠ΅ΠΉ Π² ΠΈΠ½Ρ‚Π΅Ρ€Π½Π΅Ρ‚-ΠΌΠ°Π³Π°Π·ΠΈΠ½Π΅ с использованиСм Π΅Π΄ΠΈΠ½ΠΎΠΉ ΠΈΠ½Ρ‚Π΅Π³Ρ€Π°Ρ†ΠΈΠΈ ΠΈ ΡƒΠ΄ΠΎΠ±Π½Ρ‹Ρ… инструмСнтов ΠΏΠΎΠ΄ΠΊΠ»ΡŽΡ‡Π΅Π½ΠΈΡ.

Π”Π°. Ѐункция холдирования позволяСт Π·Π°Ρ€Π΅Π·Π΅Ρ€Π²ΠΈΡ€ΠΎΠ²Π°Ρ‚ΡŒ срСдства Π½Π° ΠΊΠ°Ρ€Ρ‚Π΅ покупатСля Π΄ΠΎ подтвСрТдСния Π·Π°ΠΊΠ°Π·Π° ΠΈΠ»ΠΈ ΠΎΡ‚ΠΏΡ€Π°Π²ΠΊΠΈ Ρ‚ΠΎΠ²Π°Ρ€Π°.

Π”Π°. ATMOS ΠΏΠΎΠ΄Π΄Π΅Ρ€ΠΆΠΈΠ²Π°Π΅Ρ‚ ΠΏΠΎΠ»Π½Ρ‹ΠΉ ΠΈ частичный Π²ΠΎΠ·Π²Ρ€Π°Ρ‚ Π΄Π΅Π½Π΅ΠΆΠ½Ρ‹Ρ… срСдств Ρ‡Π΅Ρ€Π΅Π· Π»ΠΈΡ‡Π½Ρ‹ΠΉ ΠΊΠ°Π±ΠΈΠ½Π΅Ρ‚ ΠΈΠ»ΠΈ API.

ΠŸΠΎΠΊΡƒΠΏΠ°Ρ‚Π΅Π»ΠΈ ΠΌΠΎΠ³ΡƒΡ‚ ΠΎΠΏΠ»Π°Ρ‡ΠΈΠ²Π°Ρ‚ΡŒ ΠΏΠΎΠΊΡƒΠΏΠΊΠΈ Ρ‡Π΅Ρ€Π΅Π· Uzcard, HUMO, Visa, Mastercard, Click, Payme ΠΈ Uzum Bank.

Π”Π°. ATMOS прСдоставляСт API ΠΈ Π³ΠΎΡ‚ΠΎΠ²Ρ‹Π΅ инструмСнты ΠΈΠ½Ρ‚Π΅Π³Ρ€Π°Ρ†ΠΈΠΈ для Ρ€Π°Π·Π»ΠΈΡ‡Π½Ρ‹Ρ… ΠΏΠ»Π°Ρ‚Ρ„ΠΎΡ€ΠΌ элСктронной ΠΊΠΎΠΌΠΌΠ΅Ρ€Ρ†ΠΈΠΈ.