ATMOS 2025 Outcomes: Growth in Key Indicators, Advancement of Payment Infrastructure, Expansion of Internet Acquiring Functionality, and Investment in Team Development

2025 became a year of active growth and scaling for ATMOS. The company increased its turnover, expanded its customer base, launched international acquiring, and strengthened its payment infrastructure to support growing business loads and demands.

Throughout the year, ATMOS focused on expanding functionality for partners. Special attention was paid to increasing payment processing speed and ease of integration, which is particularly important given the active development of e-commerce infrastructure. A separate priority remained the development of the team and support for young IT specialists.

Key Indicators

By the end of 2025, ATMOS turnover increased from 4.8 trillion soums in 2024 to 7.5 trillion soums in 2025.

The number of active merchants rose from 700 to 900, while the number of successful transactions grew from 9.2 million to 12.2 million. These figures reflect the growth of online payments and businesses' trust in the ATMOS payment infrastructure.

"2025 has become a year of confident growth and active participation in shaping the e-commerce market for ATMOS, which is currently experiencing rapid development. We are grateful to our partners for their trust and shared journey, and to our team for their professionalism and commitment. The market potential is enormous, and we are convinced that sustainable progress is only possible through investments not only in technology but also in people - young professionals who are shaping the future of Uzbekistan's fintech industry. In 2026, we will continue to invest in the development of the industry and in people, as well as create solutions that help businesses grow rapidly and sustainably," noted Jasur Salakhitdinov, CEO of ATMOS.

New Clients and Projects

In 2025, new clients from various segments of the digital economy connected to the ATMOS payment infrastructure. Among them are MyTaxi, UrbanDrive, TOK BOR, ITV, Delever, Pulberry, and other projects with high demands for stability, speed, and flexibility in payment solutions.

Development of Acquiring and Payment Solutions

Over the course of the year, ATMOS launched online payment acceptance for Visa and MasterCard cards, obtained official Visa facilitator status, and developed a unified payment interface for accepting payments from Uzcard, Humo, Visa, and Mastercard cards through a single integration.

Reliability, Security, and Speed

In 2025, ATMOS completed the transition to a new server infrastructure. This ensured 99.99% service continuity and increased transaction processing speed even under high load.

The company upgraded its compliance certificate to PCI DSS 4.0.1 level and passed all mandatory audits, confirming the high level of security of its payment infrastructure.

Presence in the Industry and Professional Recognition

Throughout the year, ATMOS participated in key international and local fintech events, including Money20/20 Middle East, Singapore FinTech Festival and FinTech & Banking Forum.

Additionally, in 2025, the company received the Uzcard Awards for its contribution to the development of digital payments, which served as professional recognition of ATMOS's role in the country's payment ecosystem.

Additionally, ATMOS received the "For Extensive E-commerce Development with Mastercard" award from Mastercard for its large-scale development of e-commerce solutions and contribution to expanding the payment infrastructure for online businesses. This includes increasing the number of merchant partners and enhancing the convenience, speed, and security of online payments.

Developing Future Specialists

ATMOS has placed special emphasis on supporting and developing young IT talents, viewing collaboration with aspiring specialists as an investment in the future of the fintech industry. In partnership with the American University of Technology, students and graduates will have the opportunity to undertake a paid internship at ATMOS and gain hands-on experience working with real payment solutions in 2026.

ATMOS Team

In 2025, the company strengthened its corporate culture through internal initiatives, team-building activities, and participation in corporate sporting events. The ATMOS team competed in the IT Park Football Championship and took part in the FRAG Corporate Cup 7, fostering team spirit and employee engagement.

Looking  Ahead

In 2026, ATMOS will continue to develop payment solutions, expand functionality, scale up tools, and launch new services, enhancing the reliability and security of digital payments. Concurrently, the company will invest in team development and support for the next generation of IT specialists, viewing human capital as the key foundation for sustainable growth of the fintech ecosystem.