Online services

Manage the full payment cycle with card linking in your mobile app and other online resources

Card linking
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Recurring payments
Support for popular payment systems
Payments splits
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Online stores

Accept payments with UZCARD, HUMO, VISA and MASTERCARD on websites and in mobile applications

Personal cabinet
Payment in frame
Acquiring of all type card
Billing
Holds and refunds
Payments splits
Microcredit Organizations

Automate issuance to individual cards and loan repayment process

Instant payouts
Write-off from all available cards
Borrower transaction history
Online acquiring
Monitoring
24/7 support
Airline ticket offices

Accept payments on the site with Visa, Mastercard, UZCARD and HUMO via convenient widgets or payment pages

Card linking
Holds and refunds
Support for popular payment systems
Taxi Parks

Instantly pay remuneration to cab drivers and replenish their personal accounts

Instant crediting
Withdrawal of funds via Telegram bot
Control of payment limits
Deposit by phone or card number
Convenient monitoring
24/7 support
BNPL Services

Manage your installment portfolio with automated repayment process

Automatic withdrawal from linked cards
Borrower transaction history
Auto-debit from all available cards
Online acquiring
Convenient monitoring
24/7 support
Installment Shops

Automate installment accounting, analyze your customers and accept payments online

Customer survey
Accounting for payment schedules
Borrower transaction history
SMS mailings
Automatic withdrawal from linked cards
Auto-debit from all available cards
HoReCa

Integrate a complete solution for HoReCa: use Internet acquiring, payment splitting and holding to simplify payment acceptance, automate financial operations and improve customer service

Online acquiring
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History and reports
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ATMOS at FinTech & Banking Forum 2025: Fintech - a Key Driver for Small and Medium Business Development in Uzbekistan

3 November 2025
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On October 20, 2025, Tashkent hosted the FinTech & Banking Forum 2025, which brought together leading representatives of the country's financial and technological sectors.


Among the forum participants was Jasur Salakhitdinov, CEO of ATMOS, who took part in a panel discussion on the impact of fintech on the development of small and medium-sized businesses in Uzbekistan.


During the discussion, experts addressed key issues:


  • How modern fintech solutions are helping entrepreneurs grow their businesses;
  • Why digitalization is becoming the foundation for sustainable company growth;
  • The role of fintech companies in digitalizing and developing the SME market


Jasur Salakhitdinov, CEO of ATMOS, noted:


"As a provider of payment solutions for businesses, at ATMOS we are launching convenient integrations with partners across various industries. This means small and medium-sized businesses don't need to design the customer journey, handle integration, or worry about conversion at the payment stage - we and our partners have already done everything in the best possible way and are bringing them online in the shortest time frame. Thanks to such solutions, businesses can have peace of mind regarding their financial operations and focus on developing and scaling their enterprise."


The forum has become an important platform for exchanging experiences and discussing trends that shape the future of Uzbekistan's financial sector.


ATMOS continues to actively contribute to the development of fintech infrastructure, fostering the growth of entrepreneurship and the digital transformation of businesses.

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