Online services

Manage the full payment cycle with card linking in your mobile app and other online resources

Card linking
Holds and refunds
Recurring payments
Support for popular payment systems
Payments splits
Payment monitoring

Online stores

Accept payments with UZCARD, HUMO, VISA and MASTERCARD on websites and in mobile applications

Personal cabinet
Payment in frame
Acquiring of all type card
Billing
Holds and refunds
Payments splits

Microcredit Organizations

Automate issuance to individual cards and loan repayment process

Instant payouts
Write-off from all available cards
Borrower transaction history
Online acquiring
Monitoring
24/7 support

Airline ticket offices

Accept payments on the site with Visa, Mastercard, UZCARD and HUMO via convenient widgets or payment pages

Card linking
Holds and refunds
Support for popular payment systems

Taxi Parks

Instantly pay remuneration to cab drivers and replenish their personal accounts

Instant crediting
Withdrawal of funds via Telegram bot
Control of payment limits
Deposit by phone or card number
Convenient monitoring
24/7 support

BNPL Services

Manage your installment portfolio with automated repayment process

Automatic withdrawal from linked cards
Borrower transaction history
Auto-debit from all available cards
Online acquiring
Convenient monitoring
24/7 support

Installment Shops

Automate installment accounting, analyze your customers and accept payments online

Customer survey
Accounting for payment schedules
Borrower transaction history
SMS mailings
Automatic withdrawal from linked cards
Auto-debit from all available cards

HoReCa

Integrate a complete solution for HoReCa: use Internet acquiring, payment splitting and holding to simplify payment acceptance, automate financial operations and improve customer service

Online acquiring
Payout statistics
History and reports
Precise analytics
Reconciliation
24/7 support
uzruen
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ATMOS has updated its certification to PCI DSS 4.0.1: even more security for your payments

2 May 2025
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We are pleased to announce that we have been successfully certified to the new PCI DSS 4.0.1 standard. This document confirms that we provide reliable protection of customers' payment data. Previously, we complied with version 3.2.1, but the new edition includes stricter requirements and modern security technologies.

What has changed and why is it important?

1. The highest levels of encryption are implemented

All bank card data is securely encrypted and completely inaccessible to employees or third parties. No one can "see" this data or access it. This nullifies the risk of human-caused leakage and eliminates the possibility of data exploitation.

2. Implemented systems to control and monitor 24/7 all activity

Our security system works non-stop - it monitors all activity in the payment system in real time. If something suspicious happens, the system notices it immediately and blocks it.

3. SMART algorithms of internal anti-fraud control have been implemented

These smart algorithms reduce the number of antifraud errors compared to classic solutions and at the same time increase the accuracy of suspicious transactions detection, which provides additional protection for our users when making payment transactions.

The transition to PCI DSS 4.0.1 confirms that we operate under the most stringent security requirements. You can rest assured that your payment data is well protected.