How businesses can simplify payment acceptance: automatic payments with ATMOS

Most services where customers pay regularly face a common problem - payments don't always arrive on time.

Installment stores and microcredit organizations

Expend considerable effort on payment recovery: calls, reminders, manual verification. However, all of this doesn't guarantee a stable cash flow.

Subscription services encounter a different challenge.

Users may be satisfied with the service, but easily forget to renew their subscription. Having to log into the application, enter data, and confirm payment each time is inconvenient. Any minor obstacle can become a reason to opt out, which directly reduces the customer retention rate, ultimately impacting the company's revenue.

Today, people are increasingly less willing to spend time on routine tasks. Installing numerous apps to pay for various goods and services, re-entering card details every month, keeping track of deadlines, and fearing that something might be forgotten - all of this is gradually becoming a thing of the past.

Automatic payments are becoming an integral part of modern services. For customers, this means convenience and assurance that they won't miss important payments, while for companies, it ensures stable income and reduces the number of late payments.

Thanks to automatic payments, customers enjoy a familiar service without extra effort, and businesses free their employees from the need to manually monitor incoming payments: the system itself checks the card and, if necessary, makes repeated attempts to charge it.

ATMOS Automatic Payments

Automatic payments from the ATMOS payment organization work simply: you link your card once, and then the system performs all deductions strictly according to a pre-set payment schedule. When the payment day arrives, the money is debited automatically, without any calls or reminders.

For installment services and microcredit organizations, this means an increase in payment recovery rates and a reduction in manual costs. For subscription services, it means that customers no longer need to manually renew their subscription every month, while businesses receive a stable income.

Implementing automatic payments is simple: it's enough to integrate the partner's billing system with user-friendly ATMOS APIs once, and all subsequent operations will occur automatically. The system verifies the card, repeats attempts if necessary, and notifies the customer.

Special attention is paid to security. ATMOS complies with the international PCI DSS 4.0.1 standard, undergoes annual independent audits, and ensures 99.98% operational uptime. 24/7 support makes the service a reliable tool for businesses and a comfortable solution for customers.

Automatic payments are gradually becoming a market norm. Companies that implement them today will gain a competitive advantage.