Online services

Manage the full payment cycle with card linking in your mobile app and other online resources

Card linking
Holds and refunds
Recurring payments
Support for popular payment systems
Payments splits
Payment monitoring

Online stores

Accept payments with UZCARD, HUMO, VISA and MASTERCARD on websites and in mobile applications

Personal cabinet
Payment in frame
Acquiring of all type card
Billing
Holds and refunds
Payments splits

Microcredit Organizations

Automate issuance to individual cards and loan repayment process

Instant payouts
Write-off from all available cards
Borrower transaction history
Online acquiring
Monitoring
24/7 support

Airline ticket offices

Accept payments on the site with Visa, Mastercard, Uzcard and HUMO via convenient widgets or payment pages

Card linking
Holds and refunds
Support for popular payment systems

Taxi Parks

Instantly pay remuneration to cab drivers and replenish their personal accounts

Instant crediting
Withdrawal of funds via Telegram bot
Control of payment limits
Deposit by phone or card number
Convenient monitoring
24/7 support

BNPL Services

Manage your installment portfolio with automated repayment process

Automatic withdrawal from linked cards
Borrower transaction history
Auto-debit from all available cards
Online acquiring
Convenient monitoring
24/7 support

Installment Shops

Automate installment accounting, analyze your customers and accept payments online

Customer survey
Accounting for payment schedules
Borrower transaction history
SMS mailings
Automatic withdrawal from linked cards
Auto-debit from all available cards

HoReCa

Integrate a complete solution for HoReCa: use Internet acquiring, payment splitting and holding to simplify payment acceptance, automate financial operations and improve customer service

Online acquiring
Payout statistics
History and reports
Precise analytics
Reconciliation
24/7 support
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700+ partners, $500m turnover and transformation into a JSC: Payment organization ATMOS summed up 2024

17 February 2025
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goals of 2024

ATMOS shared the results of a successful 2024, key figures and facts:

The volume of successfully completed transactions exceeded the equivalent of USD 500 million.

  • The number of partners using ATMOS payment solutions exceeded 700
  • On average, 30,000 transactions per day passed through the ATMOS payment infrastructure
  • Number of people who used ATMOS infrastructure during the year - 1.5 million people
  • ATMOS services were available 99.98% of the time, as confirmed by independent auditors' monitoring systems
  • On average, ATMOS systems processed 6,300 successful requests per minute.
  • Entered into key partnership agreements to provide payment services on websites, mobile applications and other interfaces of major companies in dozens of different industries

This performance helped the company achieve revenue growth of 60%.

In 2024, ATMOS received an award from its official partner Uzcard for its contribution to the development of the fintech sector. This award recognizes the company's efforts to develop innovative payment solutions and their contribution to the digitalization of Uzbekistan's financial sector.

In addition, in May 2024, ATMOS successfully completed its transformation into a Joint Stock Company (JSC) and increased its authorized capital to SUM 10 billion, meeting the requirements of Presidential Decree PP No. 381 in a timely manner.

ATMOS guarantees high quality, reliability and security of payments, helping its partners to focus on business development and its customers to make payments quickly and conveniently.

ATMOS is a payment organization that provides solutions for online services, online stores, marketplaces, airlines, microfinance institutions, installment services, cab services, etc. that enable cashless payments via bank cards of Uzcard, Humo, Visa and Mastercard payment systems.