How to Offer Installment Plans Hassle-Free: A Solution from ATMOS Payment Organization

Today, an increasing number of customers are opting for installment purchases. This is convenient and allows them to avoid postponing important decisions "for later."

For businesses, installment plans are one of the effective sales channels. However, implementing them is often associated with bureaucracy, complex integration, and the risk of accounting errors.

The ATMOS payment organization addresses these issues by providing an automated platform for tracking and monitoring goods sold on installment plans, featuring detailed payment schedules and an integrated automatic payment service. Now, offering installment sales can be done quickly, securely, and in a fully automated manner. The process becomes as simple and convenient as possible for both the customer and the business.

End-to-end Process Automation

ATMOS handles the entire installment payment management cycle:

• Automatic payments - the customer links their card once, and payments are automatically deducted on the designated day.
• Repeated attempts - if funds are insufficient, the system automatically tries to debit the payment again.
• Customer reminders - SMS and push notifications help customers remember to make payments.
• Scoring - assessing the customer's creditworthiness before approving installment plans.

Result: fewer overdue payments and less manual work for employees.

Convenient Accounting and Management

Instead of dozens of spreadsheets and manual oversight, you get a single tool for managing installment payments:

• Flexible payment schedules with customizable settings.
• Customer surveys conducted directly within the system.
• SMS notifications about payment status.

The entire process is transparent and entirely under your control.

Detailed Analysis and Reporting

ATMOS helps not only to sell, but also to understand the effectiveness of installment plans:

• Installment sales reports.
• Dynamics of payments and debts.
• Transaction history and tracking of all payments.

You know precisely how installment plans operate in your business and make decisions based on data.

Safety and Reliability

We provide the maximum level of protection and stability:

• Compliance with PCI DSS 4.0.1 international standards.
• Full protection of card data.
• Annual audit of technical infrastructure.
• 99.98% operational continuity.
• 24/7 support.

Your business and your clients are under reliable protection.

The Advantages of ATMOS for Your Business

• Accounting automation - reduced manual labor and fewer errors.
• Unified billing - all installment plans in a single system.
• Personalized approach - solutions tailored to your business's unique challenges.

Start selling on installment plans today!

With ATMOS, you can launch installment sales quickly! Open a new sales channel, increase your turnover, and make purchases more convenient for your customers.