ATMOS Overview: 98% of all cybercrimes in Uzbekistan are bank card fraud

Cybercrime, particularly related to bank card fraud, has become the predominant form of digital offenses in Uzbekistan. According to the Ministry of Internal Affairs, in 2024, a staggering 98% of all cybercrimes involved fraud and theft committed through bank cards.

In 2024, approximately 58,800 cybercrimes were recorded in the country, which is 9.1 times higher than in 2023.

The proportion of such crimes in the overall structure has increased from 6.2% to 44.4%, demonstrating the systemic nature of the threats.

• 603 billion soums - total damage caused by cybercrime in 2024.
• For the period of 2021-2024, the total damage exceeded 1.9 trillion soums.
• Over the past five years, the number of such crimes has increased 68-fold, while the number of citizen complaints has risen 34-fold.

These data demonstrate that digital security is becoming not merely a matter of technology, but an issue of trust and personal responsibility for each user.

How to avoid becoming a victim of cybercriminals: 7 security tips from ATMOS

Today, cybercriminals are operating with increasing sophistication: they forge websites, steal passwords, mimic the voices of loved ones, and even infiltrate business processes. However, it is possible to protect yourself by following basic digital hygiene rules:

1. Use complex passwords.

Minimum 12 characters, combining letters, numbers, and special characters.

💡 Tip: use a password manager (1Password, Bitwarden).

2. Enable two-factor authentication.

Even if your password is stolen, a code from SMS or an app (Google Authenticator, Authy) will protect your account.

3. Never share SMS codes.

This code is the key to your money. Bank or payment system employees never request it. If someone asks for the code, it's a scammer.

4. Install apps only from official sources.

Use App Store, Google Play, or verified websites.

Avoid third-party APK files and suspicious links.

5. Be cautious with online payments

Verify the details and website address before making a payment.

Don't fall for "too good to be true" offers

6. Don't trust calls claiming to be "from the bank."

Legitimate banks never ask for card numbers and expiration dates, security codes (CVV), passwords, or SMS confirmation codes

If in doubt, call back using the number from the official website.

7. Regularly update your device's software.

Updates patch vulnerabilities. Spend a few minutes on this, and you'll safeguard your data and money.

How ATMOS Ensures Online Payment Security

ATMOS builds its payment solutions on the principles of maximum transparency and customer data protection. The company's entire infrastructure fully complies with the international PCI DSS 4.0.1 standard, which is the gold standard in payment information security.

Maximum data encryption

All customer card data is encrypted to the highest standards.

Access to this data is impossible even for company employees or third parties — the human factor is completely eliminated.

24/7 continuous monitoring

The ATMOS security system monitors every action in the payment infrastructure in real time. Any suspicious activity is instantly detected and blocked.

SMART algorithms for anti-fraud control

Next-generation intelligent algorithms reduce the number of false positives and increase the accuracy of detecting fraudulent operations.

"Online payment security is the foundation of trust between the customer and the payment platform. At ATMOS, we implement international standards not just formally, but systematically: every process, from transaction processing to data protection, is built with security as the top priority. Our goal is for users to make payments with complete confidence that their money and personal information are reliably protected." - Jasur Salakhitdinov, CEO of ATMOS

Summary

Cybercriminals don't hunt for computers - they hunt for people.

However, with proper digital hygiene - protecting passwords, being attentive to online payments, and exercising caution when communicating - your data and funds will remain secure.

ATMOS urges users to enhance their cyber literacy and remember:

"Awareness is the best defense in the digital world!"